Insurance
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Insurance

Insurance Information

  • If Ā you plan on usingĀ insuranceĀ for your visits fill out the Insurance verificationĀ form
  • If you would like to be considered forĀ sliding scale fee scheduleĀ we will send out a questionnaire in the patient portal that MUST be filled out before your first appointment.

OUR OFFICE BILLS INSURANCE CLAIMS AS A COURTESY TO OUR PATIENTS.

WE AREĀ NOTĀ RESPONSIBLE FOR HOW YOUR INSURANCE BENEFITS ARE RENDERED BY YOUR INSURANCE COMPANY.

Natural Elements Medicine/ Dr. Zia L Robles Hernandez is contracted inĀ select plans with the following insurance companies:

FORMS

Use the form below to verify your insurance benefits PRIOR to setting up first appointment.

INSURANCE BILLING

PLEASE NOTE:Ā Ā ā€“ it isĀ yourĀ responsibility as the policy holder to know what your benefits, deductibles and coverage level is PRIOR to scheduling a meet and greet with Dr. Zia. If you haveĀ ANYĀ questions regarding your benefits, please direct them to your insurance company.

OUR OFFICE BILLS INSURANCE CLAIMS AS A COURTESY TO OUR PATIENTS.

WE AREĀ NOTĀ RESPONSIBLE FOR HOW YOUR INSURANCE BENEFITS ARE RENDERED BY YOUR INSURANCE COMPANY.

Your insurance policy should provide you with a plan summary that contains your copay, deductible, and general coverage information.

PLEASE DO NOT ASK OUR STAFF QUESTIONS ABOUT YOUR SPECIFIC POLICY COVERAGE. Ā You MAY USE the insurance verification form to ask the relevant questions in regards to your benefit options.

For Out of Network Plans: We can submit your claim directly OR provide you with a superbill for insurance reimbursement upon request.

Medicare (Part A and B) and Medicaid (OHP): Neither of these programs credential naturopathic doctors; however, Dr. Zia is able to extend a financial hardship discount

OHP participants: please print and fill out this FORM (or send electronically) in addition to our consent forms.

No Insurance?

Dr. Zia offers a hardship discount for patients who are uninsured or are enrolled in Medicaid or Medicare programs. Ā 

Please fill outĀ Financial Hardship FormĀ prior to your appointment (to be sent to you as a questionnaire in the patient portal).

Medicare Part A & B Do NotĀ Cover Naturopathic Treatment

Good News!šŸ˜ Some Medicare Advantage Plans Do!

Medicare Advantage Plans are an alternative to Original Medicare and often provide additional coverage that Medicare Supplement Plan (Medigap Plans) DO NOT.

Many Plans provide some level of Benefits for Naturopathic treatment and can save you money.

Contact a knowledgeable Insurance Agent to find out which plans provide the benefits you need!

šŸ“£Ā  Call to Action!

IF your insurance company does NOT cover naturopathic medicine:

You can file a complaint to the Insurance Division of Oregon if your insurer:

  • Denies a claim for a service provided by your ND if they would cover it if offered by another provider.
  • Doesnā€™t cover mandated routine preventive services because itā€™s performed by ND.
  • Count labs and diagnostic imaging against your maximum anual cap for ā€œalternative benefitsā€.
  • Covers and office visit but refuses to cover a pharmaceutical prescription order because it was ordered by an ND.
  • Refuses to cover labs or diagnostic imaging where it would be covered by another provider.
  • Any other practice you think is discriminatory.

You can file:

  1. Online
  2. CallĀ 888-877-4894, select Life and Health option.